id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
zgkb:privatkonto:foreign_domicile,zgkb:privatkonto,zgkb,foreign_domicile_surcharge,Kundenbetreuung Ausland,420.0,CHF,annual,,,,,2026-01-01,free
zgkb:privatkonto:held_mail,zgkb:privatkonto,zgkb,held_mail,Banklagernde Post,300.0,CHF,annual,,,zzgl. MwSt.,,2026-01-01,free
zgkb:privatkonto:dormant_account,zgkb:privatkonto,zgkb,dormant_account,Kontakt-/Nachrichtenlosigkeit,300.0,CHF,annual,,,zzgl. MwSt.; inkl. jaehrliche Meldung an zentrale Stelle,,2026-01-01,free
zgkb:privatkonto:research_fee,zgkb:privatkonto,zgkb,research_fee,Nachforschungen,120.0,CHF,per_txn,,,"Pro Stunde, mind. CHF 50",,2026-01-01,free
zgkb:privatkonto:position_confirmation,zgkb:privatkonto,zgkb,special_fee,Positionsbestaetigung,50.0,CHF,per_txn,,,zzgl. MwSt.,,2026-01-01,free
zgkb:privatkonto:express_payment,zgkb:privatkonto,zgkb,express_payment,Expressausfuehrung,35.0,CHF,per_txn,,,,,2026-01-01,free
zgkb:privatkonto:account_closing,zgkb:privatkonto,zgkb,account_closing,Kontosaldierung,20.0,CHF,one_time,,,,,2026-01-01,free
zgkb:privatkonto:transfer_form,zgkb:privatkonto,zgkb,transfer_domestic,Formular/Brief ueber Bank,20.0,CHF,per_txn,,paper,,,2026-01-01,free
zgkb:privatkonto:transfer_intl_form,zgkb:privatkonto,zgkb,transfer_intl,Formular/Brief Ausland,20.0,CHF,per_txn,,paper,,,2026-01-01,free
zgkb:privatkonto:our_surcharge,zgkb:privatkonto,zgkb,our_surcharge,Spesenoption OUR,20.0,CHF,per_txn,,,,,2026-01-01,free
zgkb:privatkonto:bank_confirmation,zgkb:privatkonto,zgkb,special_fee,Uebrige Bankbestaetigungen,20.0,CHF,per_txn,,,zzgl. MwSt.,,2026-01-01,free
zgkb:privatkonto:account_mgmt,zgkb:privatkonto,zgkb,account_mgmt,Kontofuehrung,5.0,CHF,monthly,,,Kostenlos beim Privatkonto fix,,2026-01-01,free
zgkb:privatkonto:transfer_intl_ebanking,zgkb:privatkonto,zgkb,transfer_intl,Nicht-SEPA E-Banking Ausland,5.0,CHF,per_txn,,ebanking,,,2026-01-01,free
zgkb:privatkonto:standing_order_setup_bank,zgkb:privatkonto,zgkb,standing_order,Dauerauftrag einrichten ueber Bank,5.0,CHF,one_time,,counter,,,2026-01-01,free
zgkb:privatkonto:instant_payment,zgkb:privatkonto,zgkb,instant_payment,Instant-Zahlung E-Banking,3.0,CHF,per_txn,,ebanking,,,2026-01-01,free
zgkb:privatkonto:transfer_scanning,zgkb:privatkonto,zgkb,transfer_domestic,Scanning-Auftrag ueber Bank,2.0,CHF,per_txn,,paper,,,2026-01-01,free
zgkb:privatkonto:statement,zgkb:privatkonto,zgkb,statement,Kontoauszug,1.0,CHF,per_txn,,,Kostenlos bei E-Bankbelegen; CHF 10 pro nachproduzierten Auszug,,2026-01-01,free
zgkb:privatkonto:transfer_domestic_ebanking,zgkb:privatkonto,zgkb,transfer_domestic,Verguetuung E-Banking/Mobile Banking,0.0,CHF,per_txn,,ebanking,,,2026-01-01,free
zgkb:privatkonto:transfer_sepa,zgkb:privatkonto,zgkb,transfer_sepa,SEPA-Zahlung E-Banking,0.0,CHF,per_txn,,ebanking,,,2026-01-01,free
zgkb:privatkonto:standing_order_setup_ebanking,zgkb:privatkonto,zgkb,standing_order,Dauerauftrag einrichten E-Banking,0.0,CHF,one_time,,ebanking,,,2026-01-01,free