id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
zkb:credit_platinum:annual_fee,zkb:credit_platinum,zkb,annual_fee,Hauptkarte Jahresgebuehr,480.0,CHF,annual,,,Zusatzkarte inbegriffen. Entfaellt im Paket.,14,2026-04-01,free
zkb:credit_platinum:cash_advance,zkb:credit_platinum,zkb,cash_advance,Bargeldbezug Geldautomaten Inland,2.5,percent,per_txn,,,"Min CHF 5. Ausland/Bankschalter: 2.5%, min CHF 10.",14,2026-04-01,free
zkb:credit_platinum:fx_markup,zkb:credit_platinum,zkb,fx_markup,Fremdwaehrungstransaktionen,1.75,percent,per_txn,,,,14,2026-04-01,free