id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
zkb:firmenkonto:account_mgmt,zkb:firmenkonto,zkb,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,Bis 3 Konten kostenlos; 4. und weitere CHF 1/Monat,2,2026-04-01,free
zkb:firmenkonto:account_opening,zkb:firmenkonto,zkb,account_opening,Eroeffnung,0.0,CHF,one_time,,,,2,2026-04-01,free
zkb:firmenkonto:account_closing,zkb:firmenkonto,zkb,account_closing,Saldierung,0.0,CHF,one_time,,,,2,2026-04-01,free
zkb:firmenkonto:atm_own,zkb:firmenkonto,zkb,atm_domestic_own,Barbezug am Schalter/Automat ZKB,0.0,CHF,per_txn,,,,2,2026-04-01,free
zkb:firmenkonto:statement,zkb:firmenkonto,zkb,statement,Kontoauszug,0.0,CHF,monthly,,,"Kostenlos, zzgl. Versandspesen",2,2026-04-01,free