id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
zkb:inklusiv_gold:base_fee,zkb:inklusiv_gold,zkb,base_fee,Paketpreis,12.5,CHF,monthly,,,"Inkl. Privatkonto, Sparkonto, Visa Debit, Visa/MC Gold, surprize, eBanking, TWINT. Mit Partnerkarten CHF 16/Monat.",21,2026-04-01,free