id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier zkb:inklusiv_platin:base_fee,zkb:inklusiv_platin,zkb,base_fee,Paketpreis,32.0,CHF,monthly,,,"Inkl. Privatkonto, Sparkonto, Visa Debit, Visa Platinum, surprize, eBanking, TWINT. Mit Partnerkarten CHF 32/Monat.",21,2026-04-01,free