id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
zkb:kontokorrent_fw:account_mgmt,zkb:kontokorrent_fw,zkb,account_mgmt,Kontofuehrung,3.0,CHF,monthly,,,,3,2026-04-01,free
zkb:kontokorrent_fw:cash_handling,zkb:kontokorrent_fw,zkb,cash_deposit,Bareinzahlung/-bezug am Schalter,0.75,percent,per_txn,,,"Bis CHF 50000, 0.75%, min. CHF 20",3,2026-04-01,free