id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
zkb:mieterkautionssparkonto:account_opening,zkb:mieterkautionssparkonto,zkb,account_opening,Eroeffnung,50.0,CHF,one_time,,,,6,2026-04-01,free
zkb:mieterkautionssparkonto:account_mgmt,zkb:mieterkautionssparkonto,zkb,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,6,2026-04-01,free