id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
zkb:prepaid_mc:annual_fee,zkb:prepaid_mc,zkb,annual_fee,Jahresgebuehr,50.0,CHF,annual,,,Entfaellt im Paket,15,2026-04-01,free
zkb:prepaid_mc:cash_advance,zkb:prepaid_mc,zkb,cash_advance,Bargeldbezug weltweit,4.0,percent,per_txn,,,Min CHF 10,15,2026-04-01,free
zkb:prepaid_mc:fx_markup,zkb:prepaid_mc,zkb,fx_markup,Fremdwaehrungstransaktionen,1.75,percent,per_txn,,,,15,2026-04-01,free
zkb:prepaid_mc:topup_fee,zkb:prepaid_mc,zkb,topup_fee,Kommission Aufladung,1.0,percent,per_txn,,,Min CHF 5. Entfaellt im Paket Banking Young.,15,2026-04-01,free