id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier zuzwil:credit_silver:combo,zuzwil:credit_silver,zuzwil,annual_fee,Karten-Kombi Silber/Classic,120.0,CHF,annual,,,MasterCard + Visa kombiniert,2,,free zuzwil:credit_silver:annual,zuzwil:credit_silver,zuzwil,annual_fee,Jahresgebuehr Silber/Classic,100.0,CHF,annual,,,,2,,free zuzwil:credit_silver:additional,zuzwil:credit_silver,zuzwil,annual_fee,Zusatzkarte Silber/Classic,25.0,CHF,annual,,,,2,,free zuzwil:credit_silver:replace,zuzwil:credit_silver,zuzwil,replacement_card,Ersatzkarte Silber/Classic,20.0,CHF,per_use,,,,2,,free zuzwil:credit_silver:atm,zuzwil:credit_silver,zuzwil,atm_abroad,Bargeldbezug Bancomat/Schalter,4.0,percent,per_txn,,,min CHF 10,2,,free zuzwil:credit_silver:fx_markup,zuzwil:credit_silver,zuzwil,fx_markup,FX Bearbeitungsgebuehr,1.75,percent,per_txn,,,gilt fuer Silver+Gold+Prepaid,2,,free