id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier zuzwil:debit_mastercard:annual,zuzwil:debit_mastercard,zuzwil,annual_fee,Debit Mastercard Jahresgebuehr,40.0,CHF,annual,,,,2,,free zuzwil:debit_mastercard:replace,zuzwil:debit_mastercard,zuzwil,replacement_card,Ersatzkarte,30.0,CHF,per_use,,,bei Verlust,2,,free zuzwil:debit_mastercard:pin,zuzwil:debit_mastercard,zuzwil,pin_reorder,PIN-Ersatz,15.0,CHF,per_use,,,,2,,free zuzwil:debit_mastercard:atm_eur_inland,zuzwil:debit_mastercard,zuzwil,atm_domestic_other,EUR Bargeldbezug Inland Fremdautomaten,5.0,CHF,per_txn,,,,2,,free zuzwil:debit_mastercard:atm_abroad,zuzwil:debit_mastercard,zuzwil,atm_abroad,Bargeldbezug Ausland,5.0,CHF,per_txn,,,,2,,free zuzwil:debit_mastercard:fx_pay,zuzwil:debit_mastercard,zuzwil,fx_markup,Bezahlung bargeldlos Ausland,1.5,CHF,per_txn,,,Fixed CHF surcharge,2,,free