id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier zuzwil:mieterkautionssparkonto:closure,zuzwil:mieterkautionssparkonto,zuzwil,account_closing,Saldierungsspesen,25.0,CHF,one_time,,,Hoeher als Standardkonto,1,,free