id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier zuzwil:prepaid_mc:annual,zuzwil:prepaid_mc,zuzwil,annual_fee,Prepaid Jahresgebuehr,50.0,CHF,annual,,,,2,,free zuzwil:prepaid_mc:load,zuzwil:prepaid_mc,zuzwil,service_fee,Ladekommission,1.0,percent,per_txn,,,min CHF 5,2,,free