id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
zuzwil:sparkonto_top:closure,zuzwil:sparkonto_top,zuzwil,account_closing,Saldierungsspesen,10.0,CHF,one_time,,,,1,,free
zuzwil:sparkonto_top:account_mgmt,zuzwil:sparkonto_top,zuzwil,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,kostenlos,1,,free