Fees

One row per fee charged on a product. Every row carries a source_page reference to the original bank PDF. NULL amount means 'on request' (tailored pricing) or 'not published in current source'.

Data license: CC-BY-4.0 · Data source: bankproducts.info

6 rows where bank_id = "ig" sorted by amount descending

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Suggested facets: product_id, fee_type, currency, frequency, access_tier, valid_from (date)

id product_id bank_id fee_type label amount ▲ currency frequency tier channel note source_page valid_from access_tier
ig:trading_account:fx_conversion IG Trading Account ig:trading_account IG Bank S.A. ig fx_markup Standard FX conversion fee 0.7 percent per_txn     Captured from ig.com/uk Help page (consistent across IG entities). Multiplier 1.007 applied to mid-rate. Charged on instant or daily-batched basis depending on account setting.   2026-06-01 free
ig:cfd_trading:commission_us CFD Trading ig:cfd_trading IG Bank S.A. ig transaction_commission US stock CFD commission   USD per_txn     Per-share or percent model; tier-by-tier table JS-rendered on ig.com (atom #271). Captured: industry-knowledge US CFD commissions for IG typically USD 0.02 per share min USD 10, but unverified per Cloudflare-gated Swiss page.   2026-06-01 pro
ig:cfd_trading:commission_emea CFD Trading ig:cfd_trading IG Bank S.A. ig transaction_commission EMEA stock CFD commission   percent per_txn     Percent-of-notional or basis-points model on EMEA/SIX/UK/DE exchanges. Tier table JS-rendered.   2026-06-01 pro
ig:share_dealing:commission Share Dealing ig:share_dealing IG Bank S.A. ig transaction_commission Share dealing commission   CHF per_txn     Direct stock trading. Pricing not captured (Swiss pages 403 Cloudflare).   2026-06-01 pro
ig:trading_account:inactivity IG Trading Account ig:trading_account IG Bank S.A. ig inactivity_fee Inactivity fee   GBP monthly     IG historical published rate: GBP 12 per month after 24 months without activity (per ig.com/uk help). Swiss-specific value not verified due to Cloudflare gate.   2026-06-01 free
ig:trading_account:funding_card IG Trading Account ig:trading_account IG Bank S.A. ig load_fee Card deposit fee   percent per_txn     Industry-standard for IG: bank transfers free; card deposits up to 1.5%. Swiss-specific value not verified.   2026-06-01 free

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CREATE TABLE fee (
    id          TEXT PRIMARY KEY,       -- zkb:privatkonto:account_mgmt
    product_id  TEXT NOT NULL REFERENCES product(id),
    bank_id     TEXT NOT NULL REFERENCES bank(id),  -- denormalized
    fee_type    TEXT NOT NULL,          -- standardized key
    label       TEXT,                   -- human-readable German label from PDF
    amount      REAL,                   -- NULL if text-only or varies
    currency    TEXT DEFAULT 'CHF',     -- CHF, EUR, USD, percent
    frequency   TEXT,                   -- monthly, annual, quarterly, per_txn, one_time, per_annum_pct
    tier        TEXT,                   -- for tiered pricing: "3rd card onwards", "vol:>250k", "member"
    channel     TEXT,                   -- ebanking, paper, counter, atm, app, post_office, all
    note        TEXT,                   -- conditions, fine print
    source_page INTEGER,
    valid_from  TEXT,
    access_tier TEXT NOT NULL DEFAULT 'free'  -- freemium gating; propagated from parent product
        CHECK (access_tier IN ('free', 'pro', 'business'))
);
CREATE INDEX idx_fee_product ON fee(product_id);
CREATE INDEX idx_fee_bank ON fee(bank_id);
CREATE INDEX idx_fee_type ON fee(fee_type);
CREATE INDEX idx_fee_category ON fee(fee_type, bank_id);
CREATE INDEX idx_fee_access_tier ON fee(access_tier);