Fees

One row per fee charged on a product. Every row carries a source_page reference to the original bank PDF. NULL amount means 'on request' (tailored pricing) or 'not published in current source'.

Data license: CC-BY-4.0 · Data source: bankproducts.info

3 rows where bank_id = "incore" sorted by amount descending

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Suggested facets: fee_type, currency, access_tier, valid_from (date)

id product_id bank_id fee_type label amount ▲ currency frequency tier channel note source_page valid_from access_tier
incore:wealth_management:custody_fee Incore B2B Transaction Banking + ICT (institutional custody / BaaS) incore:wealth_management Incore Bank AG incore custody_fee Institutional custody fee   CHF annual     B2B contract pricing only — no retail price list. Incore has no retail clients by design (Execution-only-Bank). Custody pricing negotiated per partner bank / institutional client. Aggregate Assets under Custody: CHF 12.7bn (2024, +CHF 1.2bn YoY).   2025-04-02 pro
incore:banking_as_a_service:service_fee Incore Bank-as-a-Service incore:banking_as_a_service Incore Bank AG incore service_fee Bank-as-a-Service platform fee   CHF annual     B2B contract pricing only — no retail price list. Per-partner-bank framework agreement covering modules consumed (Accounts & Payments, Brokerage & Custody, Paying Agent, BPO, Technology Platform, Embedded Finance).   2025-04-02 pro
incore:crypto_custody_institutional:custody_fee Incore Digital Asset Banking (institutional) incore:crypto_custody_institutional Incore Bank AG incore custody_fee Institutional digital-asset custody   percent annual     B2B contract pricing only — no retail price list. Institutional crypto custody offered since 2019 under FINMA bank licence; pricing per partner agreement.   2025-04-02 free

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CREATE TABLE fee (
    id          TEXT PRIMARY KEY,       -- zkb:privatkonto:account_mgmt
    product_id  TEXT NOT NULL REFERENCES product(id),
    bank_id     TEXT NOT NULL REFERENCES bank(id),  -- denormalized
    fee_type    TEXT NOT NULL,          -- standardized key
    label       TEXT,                   -- human-readable German label from PDF
    amount      REAL,                   -- NULL if text-only or varies
    currency    TEXT DEFAULT 'CHF',     -- CHF, EUR, USD, percent
    frequency   TEXT,                   -- monthly, annual, quarterly, per_txn, one_time, per_annum_pct
    tier        TEXT,                   -- for tiered pricing: "3rd card onwards", "vol:>250k", "member"
    channel     TEXT,                   -- ebanking, paper, counter, atm, app, post_office, all
    note        TEXT,                   -- conditions, fine print
    source_page INTEGER,
    valid_from  TEXT,
    access_tier TEXT NOT NULL DEFAULT 'free'  -- freemium gating; propagated from parent product
        CHECK (access_tier IN ('free', 'pro', 'business'))
);
CREATE INDEX idx_fee_product ON fee(product_id);
CREATE INDEX idx_fee_bank ON fee(bank_id);
CREATE INDEX idx_fee_type ON fee(fee_type);
CREATE INDEX idx_fee_category ON fee(fee_type, bank_id);
CREATE INDEX idx_fee_access_tier ON fee(access_tier);