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Fees

One row per fee charged on a product. Every row carries a source_page reference to the original bank PDF. NULL amount means 'on request' (tailored pricing) or 'not published in current source'.

Data license: CC-BY-4.0 · Data source: bankproducts.info

3 rows where bank_id = "tradexbank" sorted by amount descending

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Suggested facets: currency, frequency, valid_from (date)

id product_id bank_id fee_type label amount ▲ currency frequency tier channel note source_page valid_from access_tier
tradexbank:commodity_trade_finance:guarantee_fee Commodity Trade Finance tradexbank:commodity_trade_finance TradeXBank AG tradexbank guarantee_fee Letter of credit / trade-finance guarantee fee   percent per_txn     Not publicly disclosed: corporate B2B pricing only. Industry benchmark for CTF guarantees ranges roughly 0.50-2.50% p.a. depending on counterparty risk, geography, commodity type, tenor.   2026-05-31 business
tradexbank:corporate_banking:account_mgmt Corporate Banking Account tradexbank:corporate_banking TradeXBank AG tradexbank account_mgmt Corporate account maintenance   CHF annual     Not publicly disclosed: corporate B2B pricing only.   2026-05-31 free
tradexbank:global_markets:fx_spread Global Markets / FX Services tradexbank:global_markets TradeXBank AG tradexbank fx_spread FX spot/forward spread (commodity-related pairs)   percent per_txn     Not publicly disclosed: corporate B2B pricing only. Spread depends on currency pair, transaction size, and counterparty.   2026-05-31 pro

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CREATE TABLE fee (
    id          TEXT PRIMARY KEY,       -- zkb:privatkonto:account_mgmt
    product_id  TEXT NOT NULL REFERENCES product(id),
    bank_id     TEXT NOT NULL REFERENCES bank(id),  -- denormalized
    fee_type    TEXT NOT NULL,          -- standardized key
    label       TEXT,                   -- human-readable German label from PDF
    amount      REAL,                   -- NULL if text-only or varies
    currency    TEXT DEFAULT 'CHF',     -- CHF, EUR, USD, percent
    frequency   TEXT,                   -- monthly, annual, quarterly, per_txn, one_time, per_annum_pct
    tier        TEXT,                   -- for tiered pricing: "3rd card onwards", "vol:>250k", "member"
    channel     TEXT,                   -- ebanking, paper, counter, atm, app, post_office, all
    note        TEXT,                   -- conditions, fine print
    source_page INTEGER,
    valid_from  TEXT,
    access_tier TEXT NOT NULL DEFAULT 'free'  -- freemium gating; propagated from parent product
        CHECK (access_tier IN ('free', 'pro', 'business'))
);
CREATE INDEX idx_fee_product ON fee(product_id);
CREATE INDEX idx_fee_bank ON fee(bank_id);
CREATE INDEX idx_fee_type ON fee(fee_type);
CREATE INDEX idx_fee_category ON fee(fee_type, bank_id);
CREATE INDEX idx_fee_access_tier ON fee(access_tier);
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