Fees
Data license: CC-BY-4.0 · Data source: bankproducts.info
24 rows where bank_id = "yapeal" sorted by amount descending
This data as json, CSV (advanced)
Suggested facets: product_id, fee_type, amount, currency, frequency, tier, note, valid_from (date)
| id | product_id | bank_id | fee_type | label | amount ▲ | currency | frequency | tier | channel | note | source_page | valid_from | access_tier |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| yapeal:business_account:relationship_certificate | YAPEAL Direkt Business Account (CHF) yapeal:business_account | YAPEAL AG yapeal | service_fee | Bankverbindungsbestaetigung | 200.0 | CHF | per_use | One-time service fee for a customer-relationship confirmation letter. | 2026-06-02 | free | |||
| yapeal:plan_business:base_fee | YAPEAL Direkt Business yapeal:plan_business | YAPEAL AG yapeal | base_fee | Monatliche Pauschale (Business) | 119.0 | CHF | monthly | Business plan: CHF 119/month, up to 200 physical + 500 virtual cards, free card replacement. | 2026-06-02 | free | |||
| yapeal:plan_grow:base_fee | YAPEAL Direkt Grow yapeal:plan_grow | YAPEAL AG yapeal | base_fee | Monatliche Pauschale (Grow) | 49.0 | CHF | monthly | Grow plan: CHF 49/month, up to 20 physical + 50 virtual cards. | 2026-06-02 | free | |||
| yapeal:business_account:swift_out_free | YAPEAL Direkt Business Account (CHF) yapeal:business_account | YAPEAL AG yapeal | transfer_intl_out | SWIFT Ausgang (Free-tarif) | 27.5 | CHF | per_txn | free_plan | Free plan: CHF 27.50 per SWIFT outgoing. Paid plans: CHF 4. | 2026-06-02 | free | ||
| yapeal:business_account:special_support | YAPEAL Direkt Business Account (CHF) yapeal:business_account | YAPEAL AG yapeal | service_fee | Sonder-Support (pro 15 Minuten) | 25.0 | CHF | per_use | Special / out-of-scope customer support: CHF 25 per 15-minute increment. | 2026-06-02 | free | |||
| yapeal:visa_debit:replacement_paid | Visa Debit Card (physical) yapeal:visa_debit | YAPEAL AG yapeal | replacement_card | Kartenersatz (Free / Essential / Grow) | 20.0 | CHF | per_use | free_essential_grow | Card replacement: CHF 20 (Free, Essential, Grow). Business plan: free. | 2026-06-02 | free | ||
| yapeal:plan_essential:base_fee | YAPEAL Direkt Essential yapeal:plan_essential | YAPEAL AG yapeal | base_fee | Monatliche Pauschale (Essential) | 9.0 | CHF | monthly | Essential plan: CHF 9/month, unlimited domestic transfers, up to 3 physical + 5 virtual cards. | 2026-06-02 | free | |||
| yapeal:sub_account_eur:extra_account | EUR/CHF Subaccount yapeal:sub_account_eur | YAPEAL AG yapeal | account_mgmt | Zusaetzliches EUR/CHF Subkonto (ueber Plan-Quota) | 9.0 | CHF | monthly | Each additional EUR/CHF sub-account above the plan-included quota (Free:1, Essential:2, Grow:4) costs CHF 9/month. Business plan: not applicable (sub-accounts not listed in tier table). | 2026-06-02 | free | |||
| yapeal:visa_debit:atm_eur_ch | Visa Debit Card (physical) yapeal:visa_debit | YAPEAL AG yapeal | atm_withdrawal | Bargeldbezug EUR (Inland) | 5.0 | CHF | per_use | atm | EUR cash withdrawal at Swiss ATMs. Same across all tiers. | 2026-06-02 | free | ||
| yapeal:business_account:swift_in_free | YAPEAL Direkt Business Account (CHF) yapeal:business_account | YAPEAL AG yapeal | transfer_intl_in | SWIFT Eingang (Free-tarif) | 4.0 | CHF | per_txn | free_plan | Free plan only. Paid plans: 0 CHF. | 2026-06-02 | free | ||
| yapeal:business_account:swift_out_paid | YAPEAL Direkt Business Account (CHF) yapeal:business_account | YAPEAL AG yapeal | transfer_intl_out | SWIFT Ausgang (Essential/Grow/Business) | 4.0 | CHF | per_txn | essential_grow_business | Paid plans: CHF 4 per SWIFT outgoing. | 2026-06-02 | free | ||
| yapeal:visa_debit:additional_free_essential | Visa Debit Card (physical) yapeal:visa_debit | YAPEAL AG yapeal | additional_card | Zusaetzliche Karte (Free / Essential) | 3.0 | CHF | monthly | free_essential | Additional physical card above the plan-included count. Free + Essential: CHF 3/month. Grow + Business: CHF 2/month. | 2026-06-02 | free | ||
| yapeal:business_account:sepa_out_free | YAPEAL Direkt Business Account (CHF) yapeal:business_account | YAPEAL AG yapeal | transfer_sepa_out | SEPA Ausgang (Free-tarif) | 2.0 | CHF | per_txn | free_plan | Free plan only. Paid plans: 0 CHF. | 2026-06-02 | free | ||
| yapeal:visa_debit:additional_grow_business | Visa Debit Card (physical) yapeal:visa_debit | YAPEAL AG yapeal | additional_card | Zusaetzliche Karte (Grow / Business) | 2.0 | CHF | monthly | grow_business | Grow + Business: CHF 2/month per additional physical card. | 2026-06-02 | free | ||
| yapeal:visa_debit:atm_chf_ch | Visa Debit Card (physical) yapeal:visa_debit | YAPEAL AG yapeal | atm_withdrawal | Bargeldbezug CHF (Inland) | 2.0 | CHF | per_use | atm | CHF cash withdrawal at Swiss ATMs. Same across all tiers. | 2026-06-02 | free | ||
| yapeal:virtual_card:additional | Virtual Visa Debit Card yapeal:virtual_card | YAPEAL AG yapeal | additional_card | Zusaetzliche virtuelle Karte | 2.0 | CHF | monthly | Each additional virtual card above the plan-included count: CHF 2/month. Same across all tiers. | 2026-06-02 | free | |||
| yapeal:visa_debit:atm_abroad_pct | Visa Debit Card (physical) yapeal:visa_debit | YAPEAL AG yapeal | fx_markup | Bargeldbezug Ausland (Aufschlag) | 1.5 | percent | per_use | atm | Foreign-currency or non-Swiss-ATM withdrawals: 1.50% surcharge on top of converted amount. Same across all tiers. | 2026-06-02 | free | ||
| yapeal:business_account:sepa_in_free | YAPEAL Direkt Business Account (CHF) yapeal:business_account | YAPEAL AG yapeal | transfer_sepa_in | SEPA Eingang (Free-tarif) | 1.0 | CHF | per_txn | free_plan | Free plan only. Paid plans: 0 CHF. | 2026-06-02 | free | ||
| yapeal:business_account:domestic_transfer_free_tier | YAPEAL Direkt Business Account (CHF) yapeal:business_account | YAPEAL AG yapeal | transfer_domestic | Inlandszahlung (Free-tarif, ab 6. Zahlung) | 0.3 | CHF | per_txn | free_plan | Free plan only: 5 inland CHF transfers included per month; CHF 0.30 each additional. Paid plans (Essential/Grow/Business) include unlimited inland transfers at no per-transaction fee. | 2026-06-02 | free | ||
| yapeal:plan_free:base_fee | YAPEAL Direkt Free yapeal:plan_free | YAPEAL AG yapeal | base_fee | Monatliche Pauschale (Free) | 0.0 | CHF | monthly | Free plan: zero monthly fee. 5 inland CHF transfers included, then CHF 0.30 each. Source: yapeal.ch Geschaeftskonten Preisliste. | 2026-06-02 | free | |||
| yapeal:business_account:sepa_in_paid | YAPEAL Direkt Business Account (CHF) yapeal:business_account | YAPEAL AG yapeal | transfer_sepa_in | SEPA Eingang (Essential/Grow/Business) | 0.0 | CHF | per_txn | essential_grow_business | Paid plans include SEPA in at no charge. | 2026-06-02 | free | ||
| yapeal:business_account:sepa_out_paid | YAPEAL Direkt Business Account (CHF) yapeal:business_account | YAPEAL AG yapeal | transfer_sepa_out | SEPA Ausgang (Essential/Grow/Business) | 0.0 | CHF | per_txn | essential_grow_business | Paid plans include SEPA out at no charge. | 2026-06-02 | free | ||
| yapeal:business_account:swift_in_paid | YAPEAL Direkt Business Account (CHF) yapeal:business_account | YAPEAL AG yapeal | transfer_intl_in | SWIFT Eingang (Essential/Grow/Business) | 0.0 | CHF | per_txn | essential_grow_business | Paid plans include SWIFT in at no charge. | 2026-06-02 | free | ||
| yapeal:visa_debit:replacement_business | Visa Debit Card (physical) yapeal:visa_debit | YAPEAL AG yapeal | replacement_card | Kartenersatz (Business) | 0.0 | CHF | per_use | business_plan | Business plan: replacement card free. | 2026-06-02 | free |
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CREATE TABLE fee (
id TEXT PRIMARY KEY, -- zkb:privatkonto:account_mgmt
product_id TEXT NOT NULL REFERENCES product(id),
bank_id TEXT NOT NULL REFERENCES bank(id), -- denormalized
fee_type TEXT NOT NULL, -- standardized key
label TEXT, -- human-readable German label from PDF
amount REAL, -- NULL if text-only or varies
currency TEXT DEFAULT 'CHF', -- CHF, EUR, USD, percent
frequency TEXT, -- monthly, annual, quarterly, per_txn, one_time, per_annum_pct
tier TEXT, -- for tiered pricing: "3rd card onwards", "vol:>250k", "member"
channel TEXT, -- ebanking, paper, counter, atm, app, post_office, all
note TEXT, -- conditions, fine print
source_page INTEGER,
valid_from TEXT,
access_tier TEXT NOT NULL DEFAULT 'free' -- freemium gating; propagated from parent product
CHECK (access_tier IN ('free', 'pro', 'business'))
);
CREATE INDEX idx_fee_product ON fee(product_id);
CREATE INDEX idx_fee_bank ON fee(bank_id);
CREATE INDEX idx_fee_type ON fee(fee_type);
CREATE INDEX idx_fee_category ON fee(fee_type, bank_id);
CREATE INDEX idx_fee_access_tier ON fee(access_tier);