Fees

One row per fee charged on a product. Every row carries a source_page reference to the original bank PDF. NULL amount means 'on request' (tailored pricing) or 'not published in current source'.

Data license: CC-BY-4.0 · Data source: bankproducts.info

3 rows where product_id = "bskb:business_paket_classic" sorted by amount descending

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Suggested facets: frequency

id product_id bank_id fee_type label amount ▲ currency frequency tier channel note source_page valid_from access_tier tier_floor tier_ceiling compliance_tier
bskb:business_paket_classic:monthly Business-Paket Classic bskb:business_paket_classic Basler Kantonalbank bskb package_fee Business-Paket Classic Monatsgebühr 10.0 CHF monthly   all Mindestlaufzeit 12 Monate. Rabatte: CHF 2/Monat E-Set ODER Kredit/Hypothek ab CHF 100k; CHF 4/Monat für beide.     free      
bskb:business_paket_classic:nicht_sepa_auftrag Business-Paket Classic bskb:business_paket_classic Basler Kantonalbank bskb transfer_fee Nicht-SEPA-Auslandauftrag 4.0 CHF per_txn   all CHF 4 pro Nicht-SEPA-Zahlung; SEPA-Zahlungen inklusive.     free      
bskb:business_paket_classic:rabatt_e_set Business-Paket Classic bskb:business_paket_classic Basler Kantonalbank bskb discount Rabatt E-Set oder Kredit/Hypothek -2.0 CHF monthly   all CHF 2/Monat Rabatt bei E-Dokumenten ODER Kredite/Hypotheken ab CHF 100k.     free      

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CREATE TABLE fee (
    id          TEXT PRIMARY KEY,       -- zkb:privatkonto:account_mgmt
    product_id  TEXT NOT NULL REFERENCES product(id),
    bank_id     TEXT NOT NULL REFERENCES bank(id),  -- denormalized
    fee_type    TEXT NOT NULL,          -- standardized key
    label       TEXT,                   -- human-readable German label from PDF
    amount      REAL,                   -- NULL if text-only or varies
    currency    TEXT DEFAULT 'CHF',     -- CHF, EUR, USD, percent
    frequency   TEXT,                   -- monthly, annual, quarterly, per_txn, one_time, per_annum_pct
    tier        TEXT,                   -- for tiered pricing: "3rd card onwards", "vol:>250k", "member"
    channel     TEXT,                   -- ebanking, paper, counter, atm, app, post_office, all
    note        TEXT,                   -- conditions, fine print
    source_page INTEGER,
    valid_from  TEXT,
    access_tier TEXT NOT NULL DEFAULT 'free'  -- freemium gating; propagated from parent product
        CHECK (access_tier IN ('free', 'pro', 'business')),
    -- v3.2 (2026-08-12): structured tier bounds. NULL = open-ended.
    -- tier_ceiling is EXCLUSIVE (matches interest_rate convention).
    -- Populated by db/fee_tier_backfill.sql from free-text fee.label regex-parse.
    tier_floor   REAL
        CHECK (tier_floor IS NULL OR tier_floor >= 0),
    tier_ceiling REAL
        CHECK (tier_ceiling IS NULL OR tier_ceiling >= 0),
    -- v3.4 (2026-08-12, PR #411): compliance-tier attribution.
    compliance_tier TEXT
        CHECK (compliance_tier IS NULL OR compliance_tier IN ('standard', 'enhanced_monitoring', 'pep', 'sanctioned_jurisdiction'))
);
CREATE INDEX idx_fee_product ON fee(product_id);
CREATE INDEX idx_fee_bank ON fee(bank_id);
CREATE INDEX idx_fee_tier ON fee(tier_floor, tier_ceiling) WHERE tier_floor IS NOT NULL OR tier_ceiling IS NOT NULL;
CREATE INDEX idx_fee_compliance_tier ON fee(compliance_tier) WHERE compliance_tier IS NOT NULL;
CREATE INDEX idx_fee_type ON fee(fee_type);
CREATE INDEX idx_fee_category ON fee(fee_type, bank_id);
CREATE INDEX idx_fee_access_tier ON fee(access_tier);