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Fees

One row per fee charged on a product. Every row carries a source_page reference to the original bank PDF. NULL amount means 'on request' (tailored pricing) or 'not published in current source'.

Data license: CC-BY-4.0 · Data source: bankproducts.info

17 rows where product_id = "postfinance:privatkonto" sorted by amount descending

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Suggested facets: fee_type, amount, frequency, channel, source_page, valid_from (date)

id product_id bank_id fee_type label amount ▲ currency frequency tier channel note source_page valid_from access_tier
postfinance:privatkonto:dormancy_fee PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance dormancy_fee Kontakt-/nachrichtenlose Vermoegen 320.0 CHF annual       5 2026-01-01 free
postfinance:privatkonto:research_intl PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance research_fee Nachforschung Ausland 60.0 CHF per_txn       5 2026-01-01 free
postfinance:privatkonto:research_domestic PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance research_fee Nachforschung Inland 30.0 CHF per_txn       5 2026-01-01 free
postfinance:privatkonto:foreign_domicile PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance foreign_domicile_surcharge Auslaendisches Domizil 25.0 CHF monthly     Pro Privatkonto 21 2026-01-01 free
postfinance:privatkonto:account_block PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance account_block Kontosperrung 20.0 CHF per_txn     Bei negativem Kontostand kostenlos 5 2026-01-01 free
postfinance:privatkonto:dunning PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance late_payment_fee Mahnung bei Kontoueberazug 20.0 CHF per_txn     Erste Aufforderung kostenlos 5 2026-01-01 free
postfinance:privatkonto:statement PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance statement Kontoauszug auf Papier 10.0 CHF monthly     Pro Konto und Monat, ereignisorientiert 21 2026-01-01 free
postfinance:privatkonto:express_intl PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance express_fee Zuschlag Express Ausland 10.0 CHF per_txn       18 2026-01-01 free
postfinance:privatkonto:our_surcharge PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance our_surcharge Zuschlag keine IBAN-Angabe 8.0 CHF per_txn       18 2026-01-01 free
postfinance:privatkonto:transfer_intl_full PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance transfer_intl Auslandzahlung weltweit (voller Betrag) 7.0 CHF per_txn   ebanking Bis CHF 22 18 2026-01-01 free
postfinance:privatkonto:balance_inquiry PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance research_fee Auskunft zu Kontensalden 5.0 CHF per_txn       5 2026-01-01 free
postfinance:privatkonto:standing_order_paper PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance standing_order Dauerauftrag neu/angepasst Papier 5.0 CHF per_txn   paper   11 2026-01-01 free
postfinance:privatkonto:express_fee PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance express_fee Expressauftraege E-Finance 5.0 CHF per_txn   ebanking   12 2026-01-01 free
postfinance:privatkonto:transfer_paper PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance transfer_paper Zahlungsauftrag auf Papier 3.0 CHF per_txn   paper Exkl. Porto 11 2026-01-01 free
postfinance:privatkonto:transfer_intl PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance transfer_intl Auslandzahlung weltweit (reduzierter Betrag) 2.0 CHF per_txn   ebanking   18 2026-01-01 free
postfinance:privatkonto:transfer_domestic PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance transfer_domestic Zahlungsauftrag elektronisch 0.0 CHF per_txn   ebanking   12 2026-01-01 free
postfinance:privatkonto:transfer_sepa PostFinance Privatkonto postfinance:privatkonto PostFinance AG postfinance transfer_sepa SEPA-Zahlung elektronisch 0.0 CHF per_txn   ebanking   18 2026-01-01 free

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CREATE TABLE fee (
    id          TEXT PRIMARY KEY,       -- zkb:privatkonto:account_mgmt
    product_id  TEXT NOT NULL REFERENCES product(id),
    bank_id     TEXT NOT NULL REFERENCES bank(id),  -- denormalized
    fee_type    TEXT NOT NULL,          -- standardized key
    label       TEXT,                   -- human-readable German label from PDF
    amount      REAL,                   -- NULL if text-only or varies
    currency    TEXT DEFAULT 'CHF',     -- CHF, EUR, USD, percent
    frequency   TEXT,                   -- monthly, annual, quarterly, per_txn, one_time, per_annum_pct
    tier        TEXT,                   -- for tiered pricing: "3rd card onwards", "vol:>250k", "member"
    channel     TEXT,                   -- ebanking, paper, counter, atm, app, post_office, all
    note        TEXT,                   -- conditions, fine print
    source_page INTEGER,
    valid_from  TEXT,
    access_tier TEXT NOT NULL DEFAULT 'free'  -- freemium gating; propagated from parent product
        CHECK (access_tier IN ('free', 'pro', 'business'))
);
CREATE INDEX idx_fee_product ON fee(product_id);
CREATE INDEX idx_fee_bank ON fee(bank_id);
CREATE INDEX idx_fee_type ON fee(fee_type);
CREATE INDEX idx_fee_category ON fee(fee_type, bank_id);
CREATE INDEX idx_fee_access_tier ON fee(access_tier);
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