Fees

One row per fee charged on a product. Every row carries a source_page reference to the original bank PDF. NULL amount means 'on request' (tailored pricing) or 'not published in current source'.

Data license: CC-BY-4.0 · Data source: bankproducts.info

7 rows where product_id = "sparhafen:wertschriftendepot" sorted by amount descending

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Suggested facets: fee_type, amount, currency, frequency, valid_from (date)

id product_id bank_id fee_type label amount ▲ currency frequency tier channel note source_page valid_from access_tier
sparhafen:wertschriftendepot:title_transfer_intl Wertschriftendepot sparhafen:wertschriftendepot Sparhafen Bank AG sparhafen securities_transfer Titeltransfer im Ausland liegend 200.0 CHF per_txn       4 2023-01-01 pro
sparhafen:wertschriftendepot:title_transfer_ch Wertschriftendepot sparhafen:wertschriftendepot Sparhafen Bank AG sparhafen securities_transfer Titeltransfer in der Schweiz liegend 100.0 CHF per_txn       4 2023-01-01 pro
sparhafen:wertschriftendepot:courtage_t1 Wertschriftendepot sparhafen:wertschriftendepot Sparhafen Bank AG sparhafen courtage Courtage Aktien CH bis CHF 50'000 (ohne E-Banking) 0.9 percent per_txn vol:0-50k   Min CHF 80. Via E-Banking: 50% Reduktion, min CHF 40. 4 2023-01-01 pro
sparhafen:wertschriftendepot:depot_t1 Wertschriftendepot sparhafen:wertschriftendepot Sparhafen Bank AG sparhafen depot_fee Depotfuehrung bis CHF 500'000 0.4 percent per_annum_pct vol:0-500k   Mindestens CHF 40. Zzgl. MWST. 4 2023-01-01 pro
sparhafen:wertschriftendepot:depot_t2 Wertschriftendepot sparhafen:wertschriftendepot Sparhafen Bank AG sparhafen depot_fee Depotfuehrung ab CHF 500'000 0.3 percent per_annum_pct vol:>500k   Zzgl. MWST. 4 2023-01-01 pro
sparhafen:wertschriftendepot:foreign_addon Wertschriftendepot sparhafen:wertschriftendepot Sparhafen Bank AG sparhafen courtage Auslaendische Wertpapiere Zuschlag 0.3 percent per_txn     Analog Aktien Schweiz, plus 0.3% Zusatz. Mindestens CHF 150 (ohne E-Banking) / CHF 75 (mit E-Banking). 4 2023-01-01 pro
sparhafen:wertschriftendepot:courtage_top Wertschriftendepot sparhafen:wertschriftendepot Sparhafen Bank AG sparhafen courtage Courtage Aktien CH ueber CHF 400'000 (ohne E-Banking) 0.2 percent per_txn vol:>400k     4 2023-01-01 pro

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CREATE TABLE fee (
    id          TEXT PRIMARY KEY,       -- zkb:privatkonto:account_mgmt
    product_id  TEXT NOT NULL REFERENCES product(id),
    bank_id     TEXT NOT NULL REFERENCES bank(id),  -- denormalized
    fee_type    TEXT NOT NULL,          -- standardized key
    label       TEXT,                   -- human-readable German label from PDF
    amount      REAL,                   -- NULL if text-only or varies
    currency    TEXT DEFAULT 'CHF',     -- CHF, EUR, USD, percent
    frequency   TEXT,                   -- monthly, annual, quarterly, per_txn, one_time, per_annum_pct
    tier        TEXT,                   -- for tiered pricing: "3rd card onwards", "vol:>250k", "member"
    channel     TEXT,                   -- ebanking, paper, counter, atm, app, post_office, all
    note        TEXT,                   -- conditions, fine print
    source_page INTEGER,
    valid_from  TEXT,
    access_tier TEXT NOT NULL DEFAULT 'free'  -- freemium gating; propagated from parent product
        CHECK (access_tier IN ('free', 'pro', 'business'))
);
CREATE INDEX idx_fee_product ON fee(product_id);
CREATE INDEX idx_fee_bank ON fee(bank_id);
CREATE INDEX idx_fee_type ON fee(fee_type);
CREATE INDEX idx_fee_category ON fee(fee_type, bank_id);
CREATE INDEX idx_fee_access_tier ON fee(access_tier);