Fees

One row per fee charged on a product. Every row carries a source_page reference to the original bank PDF. NULL amount means 'on request' (tailored pricing) or 'not published in current source'.

Data license: CC-BY-4.0 · Data source: bankproducts.info

5 rows where product_id = "ubs:debit_visa" sorted by amount descending

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Suggested facets: amount, currency, frequency, source_page, valid_from (date)

id product_id bank_id fee_type label amount ▲ currency frequency tier channel note source_page valid_from access_tier
ubs:debit_visa:atm_abroad UBS Visa Debit / Mastercard Debit ubs:debit_visa UBS Switzerland AG ubs atm_abroad Bezug Ausland 5.0 CHF per_txn       21 2026-01-01 free
ubs:debit_visa:atm_other_ch UBS Visa Debit / Mastercard Debit ubs:debit_visa UBS Switzerland AG ubs atm_domestic_other Andere Banken Schweiz 2.0 CHF per_txn     Modul Schweiz: 2 Bezuege/Monat, CHF 2/Monat. Modul weltweit: CHF 5/Monat. 21 2026-01-01 free
ubs:debit_visa:fx_markup UBS Visa Debit / Mastercard Debit ubs:debit_visa UBS Switzerland AG ubs fx_markup Bezahlen im Ausland 2.0 percent per_txn     Min CHF 1. Devisenkurs beinhaltet Aufschlag. 20 2026-01-01 free
ubs:debit_visa:annual_fee UBS Visa Debit / Mastercard Debit ubs:debit_visa UBS Switzerland AG ubs annual_fee Inhaberkarte mit key4/UBS me 0.0 CHF annual     Ohne: CHF 4/Monat. Ersatzkarte CHF 40 oder kostenlos via Digital Banking. ; (billed monthly at CHF 0/Monat im key4/me; ohne Paket CHF 4/Monat = CHF 48/Jahr) 20 2026-01-01 free
ubs:debit_visa:atm_own UBS Visa Debit / Mastercard Debit ubs:debit_visa UBS Switzerland AG ubs atm_domestic_own UBS/Credit Suisse Bancomaten CHF 0.0 CHF per_txn       20 2026-01-01 free

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CREATE TABLE fee (
    id          TEXT PRIMARY KEY,       -- zkb:privatkonto:account_mgmt
    product_id  TEXT NOT NULL REFERENCES product(id),
    bank_id     TEXT NOT NULL REFERENCES bank(id),  -- denormalized
    fee_type    TEXT NOT NULL,          -- standardized key
    label       TEXT,                   -- human-readable German label from PDF
    amount      REAL,                   -- NULL if text-only or varies
    currency    TEXT DEFAULT 'CHF',     -- CHF, EUR, USD, percent
    frequency   TEXT,                   -- monthly, annual, quarterly, per_txn, one_time, per_annum_pct
    tier        TEXT,                   -- for tiered pricing: "3rd card onwards", "vol:>250k", "member"
    channel     TEXT,                   -- ebanking, paper, counter, atm, app, post_office, all
    note        TEXT,                   -- conditions, fine print
    source_page INTEGER,
    valid_from  TEXT,
    access_tier TEXT NOT NULL DEFAULT 'free'  -- freemium gating; propagated from parent product
        CHECK (access_tier IN ('free', 'pro', 'business'))
);
CREATE INDEX idx_fee_product ON fee(product_id);
CREATE INDEX idx_fee_bank ON fee(bank_id);
CREATE INDEX idx_fee_type ON fee(fee_type);
CREATE INDEX idx_fee_category ON fee(fee_type, bank_id);
CREATE INDEX idx_fee_access_tier ON fee(access_tier);