Fees

One row per fee charged on a product. Every row carries a source_page reference to the original bank PDF. NULL amount means 'on request' (tailored pricing) or 'not published in current source'.

Data license: CC-BY-4.0 · Data source: bankproducts.info

5 rows where product_id = "vdkb:pack_pme" sorted by amount descending

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Suggested facets: fee_type, frequency, channel

id product_id bank_id fee_type label amount ▲ currency frequency tier channel note source_page valid_from access_tier
vdkb:pack_pme:prelevement_caisse_supp Pack PME vdkb:pack_pme Banque Cantonale Vaudoise vdkb service_fee Prélèvement caisse supplémentaire 5.0 CHF per_use   counter CHF 5/prélèvement au-delà des 3 inclus. Inclus: 3 prélèvements caisse.     free
vdkb:pack_pme:monthly Pack PME vdkb:pack_pme Banque Cantonale Vaudoise vdkb package_fee Pack PME — forfait mensuel 4.0 CHF monthly   all CHF 4/mois. Offert la première année aux entreprises de moins de deux ans. https://www.bcv.ch/fr/home/entreprises-et-institutions/produits/comptes/packs-pme     free
vdkb:pack_pme:releve_papier Pack PME vdkb:pack_pme Banque Cantonale Vaudoise vdkb service_fee Relevé périodique papier 1.15 CHF per_use   paper CHF 1.15 par page A4. Format digital inclus.     free
vdkb:pack_pme:bcv_top_qr Pack PME vdkb:pack_pme Banque Cantonale Vaudoise vdkb transfer_fee Paiement BCV-top (QR-facture) 1.0 CHF per_txn   all CHF 1 par QR-facture.     free
vdkb:pack_pme:ecriture_supp Pack PME vdkb:pack_pme Banque Cantonale Vaudoise vdkb service_fee Pack PME — écriture supplémentaire (>45/trim) 0.5 CHF per_txn   all CHF 0.50/écriture au-delà des 45 incluses par trimestre.     free

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CREATE TABLE fee (
    id          TEXT PRIMARY KEY,       -- zkb:privatkonto:account_mgmt
    product_id  TEXT NOT NULL REFERENCES product(id),
    bank_id     TEXT NOT NULL REFERENCES bank(id),  -- denormalized
    fee_type    TEXT NOT NULL,          -- standardized key
    label       TEXT,                   -- human-readable German label from PDF
    amount      REAL,                   -- NULL if text-only or varies
    currency    TEXT DEFAULT 'CHF',     -- CHF, EUR, USD, percent
    frequency   TEXT,                   -- monthly, annual, quarterly, per_txn, one_time, per_annum_pct
    tier        TEXT,                   -- for tiered pricing: "3rd card onwards", "vol:>250k", "member"
    channel     TEXT,                   -- ebanking, paper, counter, atm, app, post_office, all
    note        TEXT,                   -- conditions, fine print
    source_page INTEGER,
    valid_from  TEXT,
    access_tier TEXT NOT NULL DEFAULT 'free'  -- freemium gating; propagated from parent product
        CHECK (access_tier IN ('free', 'pro', 'business'))
);
CREATE INDEX idx_fee_product ON fee(product_id);
CREATE INDEX idx_fee_bank ON fee(bank_id);
CREATE INDEX idx_fee_type ON fee(fee_type);
CREATE INDEX idx_fee_category ON fee(fee_type, bank_id);
CREATE INDEX idx_fee_access_tier ON fee(access_tier);