Fees
Data license: CC-BY-4.0 · Data source: bankproducts.info
11 rows where product_id = "vskb:wertschriften_depot" sorted by amount descending
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Suggested facets: fee_type, currency, frequency, source_page, valid_from (date)
| id | product_id | bank_id | fee_type | label | amount ▲ | currency | frequency | tier | channel | note | source_page | valid_from | access_tier |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| vskb:wertschriften_depot:delivery_physical_out | BCVs Depot-titres vskb:wertschriften_depot | Banque Cantonale du Valais vskb | securities_transfer | Sortie de titres physique au guichet | 200.0 | CHF | per_txn | delivery:physical_out | Par valeur. Majoration +CHF 200 en cas d'envoi par poste. | 14 | 2026-01-01 | pro | |
| vskb:wertschriften_depot:delivery_transfer_abroad | BCVs Depot-titres vskb:wertschriften_depot | Banque Cantonale du Valais vskb | securities_transfer | Transfert depot vers office etranger | 150.0 | CHF | per_txn | delivery:transfer_abroad | 14 | 2026-01-01 | pro | ||
| vskb:wertschriften_depot:delivery_transfer_ch | BCVs Depot-titres vskb:wertschriften_depot | Banque Cantonale du Valais vskb | securities_transfer | Transfert depot vers office suisse | 100.0 | CHF | per_txn | delivery:transfer_ch | Entree de titres et transfert dans un autre depot BCVS: gratuit. | 14 | 2026-01-01 | pro | |
| vskb:wertschriften_depot:courtage_eq_foreign | BCVs Depot-titres vskb:wertschriften_depot | Banque Cantonale du Valais vskb | courtage | Courtage actions etrangeres (< CHF 50k) | 1.8 | percent | per_txn | eq_foreign:vol_50k | Min CHF 120. Tier matrix: <50k 1.80%, <100k 1.60%, <200k 1.50%, <300k 1.30%, <400k 1.10%, <1m 1.00%, >1m 0.80%. | 8 | 2026-01-01 | pro | |
| vskb:wertschriften_depot:courtage_eq_ch | BCVs Depot-titres vskb:wertschriften_depot | Banque Cantonale du Valais vskb | courtage | Courtage actions suisses (< CHF 50k) | 1.1 | percent | per_txn | eq_ch:vol_50k | Min CHF 80. Max 10% du montant brut. Tier matrix: <50k 1.10%, <100k 1.00%, <200k 0.90%, <300k 0.70%, <400k 0.60%, <1m 0.50%, >1m 0.40%. -50% pour mandats Advanced, -25% pour Compact. | 8 | 2026-01-01 | pro | |
| vskb:wertschriften_depot:courtage_bonds | BCVs Depot-titres vskb:wertschriften_depot | Banque Cantonale du Valais vskb | courtage | Courtage obligations (< CHF 50k) | 0.8 | percent | per_txn | bonds:vol_50k | Min CHF 80. Tier matrix: <50k 0.80%, <100k 0.70%, <200k 0.50%, <300k 0.40%, <400k 0.40%, <1m 0.30%, >1m 0.20%. | 8 | 2026-01-01 | pro | |
| vskb:wertschriften_depot:admin_pillar3 | BCVs Depot-titres vskb:wertschriften_depot | Banque Cantonale du Valais vskb | depot_fee | Commission administration depot (epargne 3 / libre passage) | 0.5 | percent | per_annum_pct | special:pillar3_libre_passage | Tarif special pour depots epargne 3 et libre passage. Fonds BCVS classe AP exoneres. | 6 | 2026-01-01 | pro | |
| vskb:wertschriften_depot:admin_t1 | BCVs Depot-titres vskb:wertschriften_depot | Banque Cantonale du Valais vskb | depot_fee | Commission administration depot (< CHF 1.5m) | 0.28 | percent | per_annum_pct | vol:1500k | Min CHF 60/depot, CHF 40/position. Calcul mensuel, facturation trimestrielle. Gratuit pour actions BCVS et obligations de caisse BCVS. 20% rabais pour fonds BCVS. Majorations: +0.15% titres a l'etranger, +0.10% metaux precieux, +0.05% domicile etranger, +0.05% depot numerique, +0.10% hors depots collectifs. | 6 | 2026-01-01 | pro | |
| vskb:wertschriften_depot:admin_t2 | BCVs Depot-titres vskb:wertschriften_depot | Banque Cantonale du Valais vskb | depot_fee | Commission administration depot (< CHF 3m) | 0.26 | percent | per_annum_pct | vol:3m | 6 | 2026-01-01 | pro | ||
| vskb:wertschriften_depot:admin_t3 | BCVs Depot-titres vskb:wertschriften_depot | Banque Cantonale du Valais vskb | depot_fee | Commission administration depot (< CHF 5m) | 0.24 | percent | per_annum_pct | vol:5m | 6 | 2026-01-01 | pro | ||
| vskb:wertschriften_depot:admin_t4 | BCVs Depot-titres vskb:wertschriften_depot | Banque Cantonale du Valais vskb | depot_fee | Commission administration depot (> CHF 5m) | 0.22 | percent | per_annum_pct | vol:5m_plus | 6 | 2026-01-01 | pro |
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CREATE TABLE fee (
id TEXT PRIMARY KEY, -- zkb:privatkonto:account_mgmt
product_id TEXT NOT NULL REFERENCES product(id),
bank_id TEXT NOT NULL REFERENCES bank(id), -- denormalized
fee_type TEXT NOT NULL, -- standardized key
label TEXT, -- human-readable German label from PDF
amount REAL, -- NULL if text-only or varies
currency TEXT DEFAULT 'CHF', -- CHF, EUR, USD, percent
frequency TEXT, -- monthly, annual, quarterly, per_txn, one_time, per_annum_pct
tier TEXT, -- for tiered pricing: "3rd card onwards", "vol:>250k", "member"
channel TEXT, -- ebanking, paper, counter, atm, app, post_office, all
note TEXT, -- conditions, fine print
source_page INTEGER,
valid_from TEXT,
access_tier TEXT NOT NULL DEFAULT 'free' -- freemium gating; propagated from parent product
CHECK (access_tier IN ('free', 'pro', 'business'))
);
CREATE INDEX idx_fee_product ON fee(product_id);
CREATE INDEX idx_fee_bank ON fee(bank_id);
CREATE INDEX idx_fee_type ON fee(fee_type);
CREATE INDEX idx_fee_category ON fee(fee_type, bank_id);
CREATE INDEX idx_fee_access_tier ON fee(access_tier);