id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
alpian:account:negative,alpian:account,alpian,overdraft,5.0,,,,CHF,2026-06-03,2026-02-15,Negativzinsgebuehr auf Negativsaldi.,
alpian:pillar_3a:rate,alpian:pillar_3a,alpian,credit,0.0,,,,CHF,2026-06-03,2026-02-15,"Anlagen-basiertes 3a; keine eigenstaendige Verzinsung, Performance gemaess Anlagemandat.",
alpian:sparkonto:t2,alpian:sparkonto,alpian,credit,0.1,125000.0,,,CHF,2026-06-03,2026-02-15,,
alpian:sparkonto:t1,alpian:sparkonto,alpian,credit,0.01,0.0,125000.0,,CHF,2026-06-03,2026-02-15,,
alpian:account:chf,alpian:account,alpian,credit,0.0,,,,CHF,2026-06-03,2026-02-15,,
alpian:account:gbp,alpian:account,alpian,credit,0.0,,,,GBP,2026-06-03,2026-02-15,,
alpian:account:usd_t3,alpian:account,alpian,credit,0.0,500000.0,,,USD,2026-06-03,2026-02-15,,
alpian:account:usd_t2,alpian:account,alpian,credit,1.0,10000.0,500000.0,,USD,2026-06-03,2026-02-15,,
alpian:account:usd_t1,alpian:account,alpian,credit,0.0,0.0,10000.0,,USD,2026-06-03,2026-02-15,Erste 10'000 USD: 0%.,
alpian:account:eur_t3,alpian:account,alpian,credit,0.0,500000.0,,,EUR,2026-06-03,2026-02-15,,
alpian:account:eur_t2,alpian:account,alpian,credit,0.75,10000.0,500000.0,,EUR,2026-06-03,2026-02-15,,
alpian:account:eur_t1,alpian:account,alpian,credit,0.0,0.0,10000.0,,EUR,2026-06-03,2026-02-15,Erste 10'000 EUR: 0%.,
alpian:account:debit_overdraft,alpian:account,alpian,overdraft,5.0,,,,CHF,2026-05-28,2025-11-06,Bei einem Negativsaldo: 5% p.a. Negativzinsgebuehr. Gilt sowohl fuer laufendes Konto als auch Sparkonto.,
alpian:account:credit_gbp,alpian:account,alpian,credit,0.0,,,,GBP,2026-05-28,2025-11-06,GBP-Saldi auf laufendem Konto: 0%.,
alpian:account:credit_chf,alpian:account,alpian,credit,0.0,,,,CHF,2026-05-28,2025-11-06,CHF-Saldi auf laufendem Konto: 0%.,
alpian:account:credit_usd_t2,alpian:account,alpian,credit,0.0,500000.0,,,USD,2026-05-28,2025-11-06,USD-Saldi ueber 500'000: 0%.,
alpian:account:credit_usd_t1,alpian:account,alpian,credit,1.0,0.0,500000.0,,USD,2026-05-28,2025-11-06,Erste USD 500'000 zu 1.00%. 35% Schweizer Verrechnungssteuer.,
alpian:account:credit_eur_t2,alpian:account,alpian,credit,0.0,500000.0,,,EUR,2026-05-28,2025-11-06,EUR-Saldi ueber 500'000: 0%.,
alpian:account:credit_eur_t1,alpian:account,alpian,credit,0.75,0.0,500000.0,,EUR,2026-05-28,2025-11-06,Erste EUR 500'000 zu 0.75%. 35% Schweizer Verrechnungssteuer.,
alpian:sparkonto:credit_t2,alpian:sparkonto,alpian,credit,0.1,125000.0,,,CHF,2026-05-28,2025-11-06,Bei einem Kontostand ueber CHF 125'000 wird 0.10% auf das gesamte Kontoguthaben verguetet (Sprung-Tier — nicht marginal). 35% Verrechnungssteuer.,
alpian:sparkonto:credit_t1,alpian:sparkonto,alpian,credit,0.01,0.0,125000.0,,CHF,2026-05-28,2025-11-06,Bei einem Kontostand unter CHF 125'000 wird 0.01% auf das gesamte Kontoguthaben verguetet (Sprung-Tier). 35% Verrechnungssteuer auf Zinsen.,