id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
banknow:leasing_partner:apr_indicative,banknow:leasing_partner,banknow,leasing_rate,,,,,CHF,2026-06-01,2026-01-01,B2B per Partner. Nicht publiziert.,
banknow:lease_insurance:premium_rate,banknow:lease_insurance,banknow,leasing_rate,,,,,CHF,2026-06-01,2026-01-01,Versicherungsleistung — nicht zinsbasiert.,
banknow:loan_insurance:premium_rate,banknow:loan_insurance,banknow,consumer_credit,,,,,CHF,2026-06-01,2026-01-01,Versicherungsleistung — nicht zinsbasiert.,
banknow:leasing_retail:apr_indicative,banknow:leasing_retail,banknow,leasing_rate,,,,,CHF,2026-06-01,2026-01-01,Leasing-Sondertarife nicht in der publischen Sicht erfasst.,
banknow:credit_now_homeowner:apr_indicative,banknow:credit_now_homeowner,banknow,consumer_credit,,,,,CHF,2026-06-01,2026-01-01,"Reduzierte Rate fuer CH-Hauseigentuemer; konkrete Range nicht publiziert, aber unter dem 4.9% Headline.",
banknow:credit_now:apr_max,banknow:credit_now,banknow,consumer_credit,11.0,,,,CHF,2026-06-01,2026-01-01,Statutory cap per Swiss Konsumkreditgesetz (KKG). Bank-now stated range top.,
banknow:credit_now:apr_min,banknow:credit_now,banknow,consumer_credit,4.9,,,,CHF,2026-06-01,2026-01-01,Headline-Rate ab 4.9% APR (bank-now.ch /en/loan/apply). Kreditwuerdigkeitsabhaengig.,