id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
,ce_riviera:epargne_immeuble,ce_riviera,savings,,,,,CHF,2026-06-09,2024-08-01,"Compte epargne immeuble (real-estate savings, no cash withdrawal allowed) — taux sur demande.",
,ce_riviera:compte_consignation,ce_riviera,savings,,,,,CHF,2026-06-09,2024-08-01,"Compte de consignation (Bewertungskonto / escrow) — taux non publie, sur demande au siege.",
ce_riviera:hypotheque:debit,ce_riviera:hypotheque,ce_riviera,mortgage_rate,,,,,CHF,2026-06-09,2024-08-01,"Brochure p.7: ""Les taux d'interets sont communiques sur demande"". Atom #275a sub-pattern — fees publishes, mortgage rates on-request only.",
ce_riviera:obligations_caisse:10y,ce_riviera:obligations_caisse,ce_riviera,credit,1.1,,,120,CHF,2026-06-09,2026-06-09,10 ans. Taux maximal.,
ce_riviera:obligations_caisse:9y,ce_riviera:obligations_caisse,ce_riviera,credit,1.1,,,108,CHF,2026-06-09,2026-06-09,9 ans.,
ce_riviera:obligations_caisse:8y,ce_riviera:obligations_caisse,ce_riviera,credit,1.05,,,96,CHF,2026-06-09,2026-06-09,8 ans.,
ce_riviera:obligations_caisse:7y,ce_riviera:obligations_caisse,ce_riviera,credit,1.0,,,84,CHF,2026-06-09,2026-06-09,7 ans.,
ce_riviera:obligations_caisse:6y,ce_riviera:obligations_caisse,ce_riviera,credit,0.95,,,72,CHF,2026-06-09,2026-06-09,6 ans.,
ce_riviera:obligations_caisse:5y,ce_riviera:obligations_caisse,ce_riviera,credit,0.9,,,60,CHF,2026-06-09,2026-06-09,5 ans.,
ce_riviera:obligations_caisse:4y,ce_riviera:obligations_caisse,ce_riviera,credit,0.8,,,48,CHF,2026-06-09,2026-06-09,4 ans.,
ce_riviera:obligations_caisse:3y,ce_riviera:obligations_caisse,ce_riviera,credit,0.8,,,36,CHF,2026-06-09,2026-06-09,3 ans.,
ce_riviera:obligations_caisse:2y,ce_riviera:obligations_caisse,ce_riviera,credit,0.75,,,24,CHF,2026-06-09,2026-06-09,2 ans. Source: cer.ch obligations-de-caisse-et-compte-a-terme page.,
ce_riviera:compte_a_terme:12m,ce_riviera:compte_a_terme,ce_riviera,credit,0.3,,,12,CHF,2026-06-09,2026-06-09,12 mois.,
ce_riviera:compte_a_terme:11m,ce_riviera:compte_a_terme,ce_riviera,credit,0.3,,,11,CHF,2026-06-09,2026-06-09,11 mois.,
ce_riviera:compte_a_terme:10m,ce_riviera:compte_a_terme,ce_riviera,credit,0.3,,,10,CHF,2026-06-09,2026-06-09,10 mois.,
ce_riviera:compte_a_terme:9m,ce_riviera:compte_a_terme,ce_riviera,credit,0.25,,,9,CHF,2026-06-09,2026-06-09,9 mois.,
ce_riviera:compte_a_terme:8m,ce_riviera:compte_a_terme,ce_riviera,credit,0.25,,,8,CHF,2026-06-09,2026-06-09,8 mois.,
ce_riviera:compte_a_terme:7m,ce_riviera:compte_a_terme,ce_riviera,credit,0.25,,,7,CHF,2026-06-09,2026-06-09,7 mois.,
ce_riviera:compte_a_terme:6m,ce_riviera:compte_a_terme,ce_riviera,credit,0.2,,,6,CHF,2026-06-09,2026-06-09,6 mois.,
ce_riviera:compte_a_terme:5m,ce_riviera:compte_a_terme,ce_riviera,credit,0.2,,,5,CHF,2026-06-09,2026-06-09,5 mois.,
ce_riviera:compte_a_terme:4m,ce_riviera:compte_a_terme,ce_riviera,credit,0.2,,,4,CHF,2026-06-09,2026-06-09,Compte a terme 4 mois. Min CHF 25000. Source: cer.ch obligations-de-caisse-et-compte-a-terme page.,
ce_riviera:3a:credit,ce_riviera:3a,ce_riviera,credit,0.6,,,,CHF,2026-02-01,2026-02-01,Compte 3e pilier A. Taux 0.60%. Selon OPP 3. Interets non soumis a l'impot anticipe.,
ce_riviera:libre_passage:credit,ce_riviera:libre_passage,ce_riviera,credit,0.15,,,,CHF,2026-02-01,2026-02-01,Compte libre-passage. Taux 0.15%. Selon LPP.,
ce_riviera:garantie_loyer:credit,ce_riviera:garantie_loyer,ce_riviera,credit,0.125,,,,CHF,2026-02-01,2026-02-01,Compte garantie loyer. Taux 0.125%.,
ce_riviera:epargne_eur:credit,ce_riviera:epargne_eur,ce_riviera,credit,0.125,,,,EUR,2026-02-01,2026-02-01,Compte epargne EUR. Taux 0.125%.,
ce_riviera:epargne_placement:tier2,ce_riviera:epargne_placement,ce_riviera,credit,0.25,50000.0,,,CHF,2026-02-01,2026-02-01,Au-dela CHF 50000: 0.25%.,
ce_riviera:epargne_placement:tier1,ce_riviera:epargne_placement,ce_riviera,credit,1.0,0.0,50000.0,,CHF,2026-02-01,2026-02-01,Compte epargne placement (long terme). Tier 0-CHF 50000: 1%.,
ce_riviera:epargne_nominatif:tier2,ce_riviera:epargne_nominatif,ce_riviera,credit,0.15,50000.0,,,CHF,2026-02-01,2026-02-01,Au-dela CHF 50000: 0.15%.,
ce_riviera:epargne_nominatif:tier1,ce_riviera:epargne_nominatif,ce_riviera,credit,0.5,0.0,50000.0,,CHF,2026-02-01,2026-02-01,Compte epargne nominatif. Tier 0-CHF 50000: 0.5%.,
ce_riviera:epargne_senior:tier2,ce_riviera:epargne_senior,ce_riviera,credit,0.15,50000.0,,,CHF,2026-02-01,2026-02-01,Au-dela CHF 50000: 0.15%.,
ce_riviera:epargne_senior:tier1,ce_riviera:epargne_senior,ce_riviera,credit,0.5,0.0,50000.0,,CHF,2026-02-01,2026-02-01,Compte epargne senior (>=60 ans). Tier 0-CHF 50000: 0.5%.,
ce_riviera:epargne_jeune:tier2,ce_riviera:epargne_jeune,ce_riviera,credit,0.15,30000.0,,,CHF,2026-02-01,2026-02-01,Compte epargne jeune. Au-dela CHF 30000: 0.15%.,
ce_riviera:epargne_jeune:tier1,ce_riviera:epargne_jeune,ce_riviera,credit,1.0,0.0,30000.0,,CHF,2026-02-01,2026-02-01,Compte epargne jeune (naissance-35 ans). Tier 0-CHF 30000: 1%.,
ce_riviera:compte_courant_me:credit,ce_riviera:compte_courant_me,ce_riviera,credit,0.0,,,,CHF,2026-02-01,2026-02-01,Compte courant monnaie etrangere. Taux 0%.,
ce_riviera:current_account:credit,ce_riviera:current_account,ce_riviera,credit,0.1,,,,CHF,2026-02-01,2026-02-01,"Compte privé (stub legacy product, BPG-anchored). Taux 0.1%.",
ce_riviera:compte_courant_chf:credit,ce_riviera:compte_courant_chf,ce_riviera,credit,0.1,,,,CHF,2026-02-01,2026-02-01,Compte prive standard. Taux 0.1%.,
ce_riviera:compte_prive_senior:credit,ce_riviera:compte_prive_senior,ce_riviera,credit,0.1,,,,CHF,2026-02-01,2026-02-01,Compte prive senior (>=60 ans). Taux 0.1%.,
ce_riviera:compte_prive_jeune:credit,ce_riviera:compte_prive_jeune,ce_riviera,credit,0.25,,,,CHF,2026-02-01,2026-02-01,Compte prive jeune (<=25 ans). Taux flat 0.25%.,