id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
vali:baukredit:rate,vali:baukredit,vali,mortgage_rate,,,,,CHF,2026-06-04,2026-04-22,"Auf Anfrage; nach Objektart, Belehnung, Bonitaet, Kapitalmarkt.",
vali:lila_saron_hypothek_plus:rate,vali:lila_saron_hypothek_plus,vali,mortgage_rate,,,,,CHF,2026-06-04,2026-04-22,Compounded SARON + Marge. SARON-Untergrenze 0.00%.,
vali:lila_umwelthypothek_sanierungen:rate,vali:lila_umwelthypothek_sanierungen,vali,mortgage_rate,,,,,CHF,2026-06-04,2026-04-22,-0.3% auf Festhypothek-Saetze. Individuell.,
vali:lila_umwelthypothek_liegenschaft:rate,vali:lila_umwelthypothek_liegenschaft,vali,mortgage_rate,,,,,CHF,2026-06-04,2026-04-22,-0.3% auf Festhypothek-Saetze. Individuell.,
vali:familien_hypothek:rate,vali:familien_hypothek,vali,mortgage_rate,,,,,CHF,2026-06-04,2026-04-22,-0.2% auf Festhypothek/Variable-Saetze. Individuelles Pricing.,
vali:young_plus_konto:t2,vali:young_plus_konto,vali,credit,0.0,20000.0,,,CHF,2026-06-04,2026-02-02,,
vali:young_plus_konto:t1,vali:young_plus_konto,vali,credit,0.1,0.0,20000.0,,CHF,2026-06-04,2026-02-02,,
vali:kontokorrent:overdraft,vali:kontokorrent,vali,overdraft,11.0,,,,CHF,2026-06-04,2026-02-02,Plus 0.25% Kommission pro Quartal.,
vali:privatkonto:overdraft,vali:privatkonto,vali,overdraft,12.0,,,,CHF,2026-06-04,2026-02-02,,
vali:privatkonto:credit,vali:privatkonto,vali,credit,0.0,,,,CHF,2026-06-04,2026-02-02,Habenzins 0% (saemtliche Stufen).,
vali:sparkonto:usd_t2,vali:sparkonto,vali,credit,0.2,50000.0,,,USD,2026-06-04,2026-04-08,,
vali:sparkonto:usd_t1,vali:sparkonto,vali,credit,2.0,0.0,50000.0,,USD,2026-06-04,2026-04-08,HOECHSTE USD-Sparkonto-Rate im CH DB-Cohort.,
vali:sparkonto:eur_t2,vali:sparkonto,vali,credit,0.2,50000.0,,,EUR,2026-06-04,2026-04-08,,
vali:sparkonto:eur_t1,vali:sparkonto,vali,credit,1.5,0.0,50000.0,,EUR,2026-06-04,2026-04-08,HOECHSTE EUR-Sparkonto-Rate im CH DB-Cohort (peer norm 0.05-0.25%; Alpian 0.75% nach PR #175).,
vali:festhypothek:10y,vali:festhypothek,vali,mortgage_rate,2.01,,,120,CHF,2026-06-04,2026-04-22,,
vali:festhypothek:9y,vali:festhypothek,vali,mortgage_rate,1.95,,,108,CHF,2026-06-04,2026-04-22,,
vali:festhypothek:8y,vali:festhypothek,vali,mortgage_rate,1.9,,,96,CHF,2026-06-04,2026-04-22,,
vali:festhypothek:7y,vali:festhypothek,vali,mortgage_rate,1.84,,,84,CHF,2026-06-04,2026-04-22,,
vali:festhypothek:6y,vali:festhypothek,vali,mortgage_rate,1.77,,,72,CHF,2026-06-04,2026-04-22,,
vali:festhypothek:5y,vali:festhypothek,vali,mortgage_rate,1.71,,,60,CHF,2026-06-04,2026-04-22,,
vali:festhypothek:4y,vali:festhypothek,vali,mortgage_rate,1.66,,,48,CHF,2026-06-04,2026-04-22,,
vali:festhypothek:3y,vali:festhypothek,vali,mortgage_rate,1.59,,,36,CHF,2026-06-04,2026-04-22,,
vali:festhypothek:2y,vali:festhypothek,vali,mortgage_rate,1.53,,,24,CHF,2026-06-04,2026-04-22,"Richtsatz: Hypothek CHF 500'000 selbstbewohntes Wohneigentum, 1. Hypothek, einwandfreie Bonitaet.",
vali:ws_vorsorge:onrequest,vali:ws_vorsorge,vali,credit,,,,,CHF,2026-06-03,2026-04-01,Wertschriftensparen 3a — Rendite haengt vom gewaehlten Fonds ab; keine Kontoverzinsung publiziert.,
vali:edelmetallkonto:onrequest,vali:edelmetallkonto,vali,credit,,,,,CHF,2026-06-03,2026-04-01,Edelmetallkonto fuehrt physische Edelmetalle ohne Verzinsung (Lagerung mit Depotgebuehr); rate=NULL als Marker.,
vali:saron_hypothek:onrequest,vali:saron_hypothek,vali,mortgage_rate,,,,,CHF,2026-06-03,2026-04-01,SARON-Hypothek Marge wird individuell vereinbart; nicht publiziert.,
vali:variable_hypothek:onrequest,vali:variable_hypothek,vali,mortgage_rate,,,,,CHF,2026-06-03,2026-04-01,Variable Hypothek-Richtsatz wird individuell vereinbart; nicht als Listenzins publiziert.,
vali:festhypothek:onrequest,vali:festhypothek,vali,mortgage_rate,,,,,CHF,2026-06-03,2026-04-01,Festhypothek-Zins wird individuell vereinbart; valiant.ch/de/privatkunden/hypotheken zeigt keinen Listenzins.,
vali:lila_sparkonto:credit:over500k,vali:lila_sparkonto,vali,credit,0.0,500000.0,,,CHF,2026-06-03,2026-02-02,Guthaben ueber CHF 500'000 wird mit 0% verzinst.,
vali:lila_sparkonto:credit:stage4,vali:lila_sparkonto,vali,credit,0.1,,500000.0,,CHF,2026-06-03,2026-02-02,Stufe 4 (top rate; ein Bezug/Jahr ohne Verlust nach Erreichen),
vali:lila_sparkonto:credit:stage3,vali:lila_sparkonto,vali,credit,0.075,,500000.0,,CHF,2026-06-03,2026-02-02,Stufe 3 (Jahr 3 ohne Bezug),
vali:lila_sparkonto:credit:stage2,vali:lila_sparkonto,vali,credit,0.065,,500000.0,,CHF,2026-06-03,2026-02-02,Stufe 2 (Jahr 2 ohne Bezug),
vali:lila_sparkonto:credit:stage1,vali:lila_sparkonto,vali,credit,0.05,,500000.0,,CHF,2026-06-03,2026-02-02,Stufe 1 (Jahr 1) — escalating rate Treppenmodell. Resets on withdrawal in Stufen 1-3.,
vali:freizuegigkeit:credit,vali:freizuegigkeit,vali,credit,0.4,,,,CHF,2026-04-10,2026-02-10,,
vali:privor_3a:credit,vali:privor_3a,vali,credit,0.65,,,,CHF,2026-04-10,2026-02-10,,
vali:kassenobligation:credit:10y,vali:kassenobligation,vali,credit,0.85,,,120,CHF,2026-04-10,2026-04-01,,
vali:kassenobligation:credit:9y,vali:kassenobligation,vali,credit,0.8,,,108,CHF,2026-04-10,2026-04-01,,
vali:kassenobligation:credit:8y,vali:kassenobligation,vali,credit,0.75,,,96,CHF,2026-04-10,2026-04-01,,
vali:kassenobligation:credit:7y,vali:kassenobligation,vali,credit,0.7,,,84,CHF,2026-04-10,2026-04-01,,
vali:kassenobligation:credit:6y,vali:kassenobligation,vali,credit,0.6,,,72,CHF,2026-04-10,2026-04-01,,
vali:kassenobligation:credit:5y,vali:kassenobligation,vali,credit,0.55,,,60,CHF,2026-04-10,2026-04-01,,
vali:kassenobligation:credit:4y,vali:kassenobligation,vali,credit,0.5,,,48,CHF,2026-04-10,2026-04-01,,
vali:kassenobligation:credit:3y,vali:kassenobligation,vali,credit,0.45,,,36,CHF,2026-04-10,2026-04-01,,
vali:kassenobligation:credit:2y,vali:kassenobligation,vali,credit,0.35,,,24,CHF,2026-04-10,2026-04-01,,
vali:festgeld_usd:credit:6m,vali:festgeld_usd,vali,credit,4.0,,,6,USD,2026-04-10,2026-04-01,,
vali:festgeld_usd:credit:3m,vali:festgeld_usd,vali,credit,4.2,,,3,USD,2026-04-10,2026-04-01,,
vali:festgeld_eur:credit:6m,vali:festgeld_eur,vali,credit,2.0,,,6,EUR,2026-04-10,2026-04-01,,
vali:festgeld_eur:credit:3m,vali:festgeld_eur,vali,credit,2.25,,,3,EUR,2026-04-10,2026-04-01,,
vali:festgeld_chf:credit:6m,vali:festgeld_chf,vali,credit,0.2,,,6,CHF,2026-04-10,2026-04-01,,
vali:festgeld_chf:credit:3m,vali:festgeld_chf,vali,credit,0.2,,,3,CHF,2026-04-10,2026-04-01,,
vali:geschenkkonto:credit:tier1,vali:geschenkkonto,vali,credit,1.0,,50000.0,,CHF,2026-04-10,2026-02-10,,
vali:cash_deposit:credit,vali:cash_deposit,vali,credit,0.2,,,,CHF,2026-04-10,2026-02-10,,
vali:sparkonto_young_plus:credit:tier1,vali:sparkonto_young_plus,vali,credit,1.0,,25000.0,,CHF,2026-04-10,2026-02-10,,
vali:sparkonto_top:credit:tier2,vali:sparkonto_top,vali,credit,0.25,250000.0,,,CHF,2026-04-10,2026-02-10,,
vali:sparkonto_top:credit:tier1,vali:sparkonto_top,vali,credit,0.7,,250000.0,,CHF,2026-04-10,2026-02-10,,
vali:sparkonto_extra:credit:tier2,vali:sparkonto_extra,vali,credit,0.2,50000.0,,,CHF,2026-04-10,2026-02-10,,
vali:sparkonto_extra:credit:tier1,vali:sparkonto_extra,vali,credit,0.55,,50000.0,,CHF,2026-04-10,2026-02-10,,
vali:sparkonto:credit:tier2,vali:sparkonto,vali,credit,0.15,100000.0,,,CHF,2026-04-10,2026-02-10,,
vali:sparkonto:credit:tier1,vali:sparkonto,vali,credit,0.4,,100000.0,,CHF,2026-04-10,2026-02-10,,