id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id vdkb:start_invest_cadeau:rate_or,vdkb:start_invest_cadeau,vdkb,savings_rate,,,,,CHF,2026-06-03,2024-01-01,On request., vdkb:obligation_caisse:credit,vdkb:obligation_caisse,vdkb,credit,,,,,CHF,2026-05-27,2026-01-01,Taux sur demande / selon duree. BCV publie regulierement les taux., vdkb:placements_fiduciaires:credit,vdkb:placements_fiduciaires,vdkb,credit,,,,,CHF,2026-05-27,2026-01-01,Taux fiduciaire sur demande (marche moins commission BCV)., vdkb:compte_metal:credit,vdkb:compte_metal,vdkb,credit,,,,,CHF,2026-05-27,2026-01-01,Aucun interet — compte de detention de metaux., vdkb:compte_prive:overdraft,vdkb:compte_prive,vdkb,overdraft,12.0,,,,CHF,2025-11-01,2025-11-01,Maximum 12% pour les comptes en CHF; taux effectif selon les taux du marche, vdkb:compte_immeuble:credit,vdkb:compte_immeuble,vdkb,credit,0.0,,,,CHF,2025-11-01,2025-11-01,, vdkb:start_invest:credit,vdkb:start_invest,vdkb,credit,0.0,,,,CHF,2025-11-01,2025-11-01,, vdkb:compte_portfolio:credit,vdkb:compte_portfolio,vdkb,credit,0.0,,,,CHF,2025-11-01,2025-11-01,, vdkb:compte_a_vue_eur:credit,vdkb:compte_a_vue_eur,vdkb,credit,0.0,,,,EUR,2025-11-01,2025-11-01,, vdkb:compte_a_vue_chf:credit,vdkb:compte_a_vue_chf,vdkb,credit,0.0,,,,CHF,2025-11-01,2025-11-01,, vdkb:libre_passage:credit,vdkb:libre_passage,vdkb,credit,0.01,,,,CHF,2025-11-01,2025-11-01,, vdkb:epargne3_jeunes:credit,vdkb:epargne3_jeunes,vdkb,credit,0.55,,,,CHF,2025-11-01,2025-11-01,, vdkb:epargne3:credit,vdkb:epargne3,vdkb,credit,0.1,,,,CHF,2025-11-01,2025-11-01,, vdkb:epargne_eur:credit,vdkb:epargne_eur,vdkb,credit,0.0,,,,EUR,2025-11-01,2025-11-01,, vdkb:epargne_cadeau:credit:tier2,vdkb:epargne_cadeau,vdkb,credit,0.05,25000.0,,,CHF,2025-11-01,2025-11-01,, vdkb:epargne_cadeau:credit:tier1,vdkb:epargne_cadeau,vdkb,credit,0.45,,25000.0,,CHF,2025-11-01,2025-11-01,0.05% au-dela de CHF 25000, vdkb:epargne_jeunes:credit:tier2,vdkb:epargne_jeunes,vdkb,credit,0.05,25000.0,,,CHF,2025-11-01,2025-11-01,, vdkb:epargne_jeunes:credit:tier1,vdkb:epargne_jeunes,vdkb,credit,0.45,,25000.0,,CHF,2025-11-01,2025-11-01,0.05% au-dela de CHF 25000, vdkb:epargne_juniors:credit:tier2,vdkb:epargne_juniors,vdkb,credit,0.05,25000.0,,,CHF,2025-11-01,2025-11-01,, vdkb:epargne_juniors:credit:tier1,vdkb:epargne_juniors,vdkb,credit,0.45,,25000.0,,CHF,2025-11-01,2025-11-01,0.05% au-dela de CHF 25000, vdkb:epargne_plus:credit:tier2,vdkb:epargne_plus,vdkb,credit,0.01,100000.0,,,CHF,2025-11-01,2025-11-01,, vdkb:epargne_plus:credit:tier1,vdkb:epargne_plus,vdkb,credit,0.025,,100000.0,,CHF,2025-11-01,2025-11-01,0.01% au-dela de CHF 100000, vdkb:e_epargne:credit:tier2,vdkb:e_epargne,vdkb,credit,0.01,25000.0,,,CHF,2025-11-01,2025-11-01,, vdkb:e_epargne:credit:tier1,vdkb:e_epargne,vdkb,credit,0.025,,25000.0,,CHF,2025-11-01,2025-11-01,0.01% au-dela de CHF 25000, vdkb:epargne:credit:tier2,vdkb:epargne,vdkb,credit,0.01,25000.0,,,CHF,2025-11-01,2025-11-01,, vdkb:epargne:credit:tier1,vdkb:epargne,vdkb,credit,0.025,,25000.0,,CHF,2025-11-01,2025-11-01,0.01% au-dela de CHF 25000, vdkb:formule_premium:credit,vdkb:formule_premium,vdkb,credit,0.0,,,,CHF,2025-11-01,2025-11-01,, vdkb:formule_classique:credit,vdkb:formule_classique,vdkb,credit,0.0,,,,CHF,2025-11-01,2025-11-01,, vdkb:formule_directe:credit,vdkb:formule_directe,vdkb,credit,0.0,,,,CHF,2025-11-01,2025-11-01,, vdkb:formule_jeunes_actifs:credit,vdkb:formule_jeunes_actifs,vdkb,credit,0.0,,,,CHF,2025-11-01,2025-11-01,, vdkb:formule_campus:credit:tier2,vdkb:formule_campus,vdkb,credit,0.05,25000.0,,,CHF,2025-11-01,2025-11-01,, vdkb:formule_campus:credit:tier1,vdkb:formule_campus,vdkb,credit,0.1,,25000.0,,CHF,2025-11-01,2025-11-01,0.05% au-dela de CHF 25000, vdkb:formule_jeunes:credit:tier2,vdkb:formule_jeunes,vdkb,credit,0.05,25000.0,,,CHF,2025-11-01,2025-11-01,, vdkb:formule_jeunes:credit:tier1,vdkb:formule_jeunes,vdkb,credit,0.1,,25000.0,,CHF,2025-11-01,2025-11-01,0.05% au-dela de CHF 25000, vdkb:formule_juniors:credit:tier2,vdkb:formule_juniors,vdkb,credit,0.05,25000.0,,,CHF,2025-11-01,2025-11-01,, vdkb:formule_juniors:credit:tier1,vdkb:formule_juniors,vdkb,credit,0.1,,25000.0,,CHF,2025-11-01,2025-11-01,0.05% au-dela de CHF 25000,