id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id abs:sparkonto:credit_tier1,abs:sparkonto,abs,credit,0.05,0.0,50000.0,,CHF,2026-05-27,2026-04-01,Bis CHF 50000. Gesenkt von 0.100% (vor 01.04.2026)., abs:sparkonto:credit_tier2,abs:sparkonto,abs,credit,0.025,50000.0,,,CHF,2026-05-27,2026-04-01,Ueber CHF 50000. Gesenkt von 0.050%.,