id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id acrevis:bvg_mandat:on_request,acrevis:bvg_mandat,acrevis,credit,,,,,CHF,2026-08-02,2026-07-01,"Ertrag mandat-abhaengig, kein fester Zinssatz.",