id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id acrevis:privatkonto_light:on_request,acrevis:privatkonto_light,acrevis,credit,,,,,CHF,2026-08-02,2026-07-01,"Zinssatz vermutlich 0.00% (Standard-Privatkonto), nicht in Paket-Light-Seite belegt.",