id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
acrevis:sparkonto_classic:credit:tier1,acrevis:sparkonto_classic,acrevis,credit,0.025,,100000.0,,CHF,2026-04-08,2026-01-01,,
acrevis:sparkonto_classic:credit:tier2,acrevis:sparkonto_classic,acrevis,credit,0.0,100000.0,,,CHF,2026-04-08,2026-01-01,,