id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
acrevis:sparkonto_member_premium:credit:tier1,acrevis:sparkonto_member_premium,acrevis,credit,0.35,,100000.0,,CHF,2026-04-08,2026-01-01,,
acrevis:sparkonto_member_premium:credit:tier2,acrevis:sparkonto_member_premium,acrevis,credit,0.1,100000.0,,,CHF,2026-04-08,2026-01-01,,