id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id aikb:privatkonto_bildung:credit:t1,aikb:privatkonto_bildung,aikb,credit,0.5,,20000.0,,CHF,2026-08-02,2026-07-01,bis CHF 20000. Rueckzugslimite CHF 20000/Monat (darueber 3 M. Kuendigungsfrist)., aikb:privatkonto_bildung:credit:t2,aikb:privatkonto_bildung,aikb,credit,0.05,20000.0,,,CHF,2026-08-02,2026-07-01,ab CHF 20000.,