id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id alpian:pillar_3a:rate,alpian:pillar_3a,alpian,credit,0.0,,,,CHF,2026-06-03,2026-02-15,"Anlagen-basiertes 3a; keine eigenstaendige Verzinsung, Performance gemaess Anlagemandat.",