id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
arb:alphi_sparen_geschenk:credit:tier1,arb:alphi_sparen_geschenk,arb,credit,0.5,,20000.0,,CHF,2026-04-01,2026-04-01,"Bis CHF 20000, darueber Zinssatz wie Alpha Sparen",
arb:alphi_sparen_geschenk:credit:tier2,arb:alphi_sparen_geschenk,arb,credit,0.05,20000.0,,,CHF,2026-04-01,2026-04-01,,