id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id arb:privat:credit,arb:privat,arb,credit,0.0,,,,CHF,2026-04-01,2026-04-01,, arb:privat:overdraft,arb:privat,arb,overdraft,10.0,,,,CHF,2026-04-01,2026-04-01,"Gilt auch fuer Alpha -Bau, -Kontokorrent, -Kontokorrent PRIVAT, -Aktionaer, -PRIVAT Start, -Verein",