id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
arb:sparen_top:credit:tier1,arb:sparen_top,arb,credit,0.4,,1000000.0,,CHF,2026-04-01,2026-04-01,"Bis CHF 1000000, darueber Zinssatz wie Alpha Sparen",
arb:sparen_top:credit:tier2,arb:sparen_top,arb,credit,0.05,1000000.0,,,CHF,2026-04-01,2026-04-01,,