id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
avera:sparkonto:credit,avera:sparkonto,avera,credit,,,,,CHF,2026-05-31,2026-05-31,Rate not in this snapshot. Bank Avera publishes rates per product page (not consolidated). Public rate URL not found at /de/zinsen.,