id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id baloise:invest_sparen_3:credit,baloise:invest_sparen_3,baloise,credit,0.2,,,,CHF,2026-05-28,2026-01-01,Gebundene Vorsorge Saeule 3a.,