id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id baloise:kontokorrent:credit,baloise:kontokorrent,baloise,credit,0.0,,,,CHF,2026-05-28,2026-01-01,"Geschaeftskonto, 0% Habenzins.", baloise:kontokorrent:debit,baloise:kontokorrent,baloise,overdraft,10.0,,,,CHF,2026-05-28,2026-01-01,Sollzins bei Kontoueberziehungen.,