id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id baloise:life_konto:credit,baloise:life_konto,baloise,credit,0.1,,,,CHF,2026-05-28,2026-01-01,Saeule 3b. 0.10% bis CHF 100 000; 0.01% Mehrguthaben. Bis CHF 10 000/Monat frei.,