id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
baloise:saron_hypothek:debit,baloise:saron_hypothek,baloise,mortgage_rate,,,,,CHF,2026-05-28,2026-01-01,SARON Compound (quartalsweise) + individuelle Marge. Floor 0% bei negativem SARON. Konkrete Marge auf Anfrage.,