id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id baloise:sparen_bonus:credit,baloise:sparen_bonus,baloise,credit,0.75,0.0,250000.0,,CHF,2026-05-28,2026-01-01,0.75% bis CHF 250 000 fuer 1 Jahr; danach automatisch zu Sparen Comfort. 0.01% Mehrguthaben.,