id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id baloise:sparen_comfort:credit_t1,baloise:sparen_comfort,baloise,credit,0.05,0.0,25000.0,,CHF,2026-05-28,2026-01-01,Standardzins bis CHF 25 000. 0.01% Mehrguthaben ab CHF 25 000. 31 Tage Kuendigung >CHF 15k/Monat.,