id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
baloise:sparen_profit:credit_t1,baloise:sparen_profit,baloise,credit,0.3,0.0,100000.0,,CHF,2026-05-28,2026-01-01,Vorzugszins bis CHF 100 000. 3 Monate Kuendigungsfrist.,
baloise:sparen_profit:credit_t2,baloise:sparen_profit,baloise,credit,0.4,100000.0,500000.0,,CHF,2026-05-28,2026-01-01,Mehrguthaben CHF 100k-500k. 0.01% darueber.,