id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id baloise:treuhand:credit,baloise:treuhand,baloise,credit,,,,,CHF,2026-05-28,2026-01-01,"Geldmarkt-Zinssatz, marktabhaengig. Auf Anfrage.",