id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
baloise:zahlen_youngo:credit,baloise:zahlen_youngo,baloise,credit,0.2,,,,CHF,2026-05-28,2026-01-01,"0.20% bis CHF 25 000; 0.00% Mehrguthaben. Bezuegslimite CHF 100 000/Monat, darueber 31 Tage Kuendigung.",