id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
banknow:credit_now:apr_min,banknow:credit_now,banknow,consumer_credit,4.9,,,,CHF,2026-06-01,2026-01-01,Headline-Rate ab 4.9% APR (bank-now.ch /en/loan/apply). Kreditwuerdigkeitsabhaengig.,
banknow:credit_now:apr_max,banknow:credit_now,banknow,consumer_credit,11.0,,,,CHF,2026-06-01,2026-01-01,Statutory cap per Swiss Konsumkreditgesetz (KKG). Bank-now stated range top.,