id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
bbo:futurasparkonto:credit:tier1,bbo:futurasparkonto,bbo,credit,0.15,,100000.0,,CHF,2026-06-09,2026-01-01,,
bbo:futurasparkonto:credit:tier2,bbo:futurasparkonto,bbo,credit,0.2,100000.0,,,CHF,2026-06-09,2026-01-01,,